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Luckily, Discover won't increase your APR – but they will report missed payments to the credit bureaus, which will hurt your credit score.

I received a notice due to a courtesy adjustment on my bill and I attempted to use the link provided, however, received an error.

An adjustment is actually changing the amount of what you owe. So if you owe $100 for your bill, a $25 adjustment means you only owe $75 now. A ...

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Reddit · Email ... Another option you can try is to call the business's customer support department and ask for a goodwill adjustment by phone.

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Got a 50$ courtesy adjustment on my Discover account. Does anyone know what this is about? Should I be worried? ... For what exactly?

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Discover waives up to $2 (in my experience). Yes, you can pay your balance down to $2, and they'll waive the rest.

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